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Your Portfolio: What You Should Know About Stock Market Investments

Learning about stocks is the most important step in making great investments and generating big profits. Study the past trends and reputation of every business before making a decision about which stock to choose. Keep reading to learn some helpful tips for earning a profit from your investments.

Keep an interest bearing savings account stocked with at least a six month reserve so that you are prepared if a rainy day should come about. In the event that you lose your job or are involved in an accident, your regular living expenses will be covered.

Choose the top stocks in multiple sectors to create a well-balanced portfolio. Although, on average, the entire market has gains each year, not every part of industry will increase in value from year to year. Having positions across various sectors can help you capitalize on growth of the booming industries and make your entire portfolio grow. Routine re-calibration of your portfolio can help mitigate losses from poorly performing sectors, while keeping your options open for when those industries begin to improve.

TIP! Before agreeing to a specific broker, make sure you understand the fees involved. Take into account the fee per trade, as well as anything else you may be charged when you sell your stocks.

Think of your stocks as interest in a company that you own, rather than just simple meaningless elements to be traded. Dedicate the time necessary to understand financial statements and assess the pros and cons of companies you may decide to purchase. This way, you can carefully ponder about whether you ought to own a particular stock.

Take care not to put all your money into the stock at your company. Although there is no harm in purchasing stock of your employer, it is best to build a more diverse portfolio that includes other investments. In the event that your company does not do well or goes out of business, you will have lost a major source of wealth.

Remain patient and informed and you will be taking the two most important precautions when investing. Although business education isn’t needed, staying knowledgeable on your investments is. Use the tips you learned from this article in order to start seeing your money multiply.

TIP! If you are the owner of basic stocks you should be sure to utilize your right to vote as a shareholder. You might be able to elect people to the board or vote on major changes like selling the company.

Property Auctions Dip in Prices

2 news that caught my attention today. Auction sales of properties in Singapore. Seems like the price of auction is finally being moved significantly by the property cooling measures introduce by the goverment (TDSR and MSR). For investors whom are looking to buy a property in Singapore, there has been 2 view. The market has dropped and it is time to invest or the market has dropped but would drop furthur with no signs of recovery as yet.

Whichever is the view, the feeling on the ground is that the entire economy is slowing down but there is not much news by the main stream newspaper on this yet.  

 

Shophouses sold like pancakes at auctions as buyers dodge stamp duties

 

Investors are shying away from residential properties.

The number of shops and shophouses put up for auction more than doubled in the first quarter, according to a report by Knight Frank.

Surprisingly, the shops and shophouses sector beat the residential segment in terms of successful deals. Four shops out of the 27 units put up for auction were successfully sold, translating to a remarkable success rate of 14.8%.

 

Auction sales to jump as desperate owners slash asking prices 

Residential homes will form bulk of listings.

Singapore's property auction market started the year on a weak note, with the total number of properties down 24.6% year-on-year to 141 units and total sales value down by 11.2% to $9.6 million in Q1.

More on TDSR and MSR can be found on the following links:

http://www.propertyguru.com.sg/singapore-property-resources/singapore-mortgage-and-loan-guides/what-you-need-to-know-about-mortgage-servicing-ratio-msr

http://www.stproperty.sg/articles-property/financial-guide/total-debt-servicing-ratio-tdsr-simplified/a/128288